Each year, thousands of caring individuals choose charitable gift annuities as a way to provide major financial support to the charitable organizations that mean the most to them. In many cases, this time-tested technique has permitted people to make gifts that would not otherwise have been possible.
Consider Mary, age 70. Mary has always wanted to make a significant gift to us, but she feels she cannot afford an outright gift. With a gift annuity arrangement, she can give $25,000 to us and we will provide her with $1,175 every year for as long as she lives. Moreover, the annuity payments will be favorably taxed, and the gift qualifies for a charitable tax deduction. A charitable gift annuity will provide Mary with an opportunity to do more for herself and us.
Boys & Girls Clubs of Boston’s gift annuity program is administered by Boys & Girls Clubs of America. Gift Annuity Rates are subject to change. Contact us to verify rates. Be sure to consult your tax and financial advisor when considering any planned gift.
A Gift Annuity Is Popular and Flexible
The ability to arrange a gift that combines annuity payments with favorable tax results is a major reason for the popularity of charitable gift annuities.
A carefully planned gift annuity can accomplish important personal and financial objectives.
Let’s look at some examples:
– Patrick, age 58, earns more than enough to meet his everyday expenses, but he wants to reduce his current tax liabilities and supplement his retirement savings. A deferred gift annuity that begins payments years from now could be an excellent option for him.
– Helen wants to provide financial help for a dear sister. She finds she can make a gift to us, enjoy an immediate tax deduction, and arrange for the charity to make annual payments to her sister for as long as she lives.
– Frances is preparing for retirement and wants to convert assets that are producing little or no income to yearly payments. Channeling these assets into a charitable gift annuity lets her benefit us and accomplish her objective without incurring immediate capital gains tax.
Our gift annuity program offers a great deal of flexibility and is simple, direct and certain.
– You fund the annuity with cash or other property.
– You name yourself and/or someone else as beneficiary (two beneficiaries maximum).
– You direct us to begin annuity payments now or at some later time.
For a personal and confidential illustration, or to learn more, please contact Elizabeth Shearer, Senior Director of Planned Giving and Donor Relations, at eshearer@bgcb.org.